Assisted Living and the Role Pets Play

Why Are Pets Important in Assisted Living?

( – Moving into an assisted living facility can be a challenging transition for a parent or grandparent that you care about. While there are a lot of perks and plenty of activities to keep busy with, loneliness can also set in. Companionship can be beneficial to someone who is recently widowed or finding themselves […]

Creating a Financial Emergency Plan

Avoid Threats to Your Funds By Creating a Financial Emergency Plan

( – Chances are, you have an emergency plan set in case a fire takes over, a natural disaster strikes, or another disastrous situation takes place. You know where to go, who to call, and what to take. While these plans are important, so is creating a financial emergency plan to ensure you have cash […]

4 Big Threats to Your Financial Security

Four Threats to Your Financial Security

( – Having financial security is a goal for many people. We all want the ability to spend as we want when we want, with no repercussions of having little money left for necessities. For those who already have that security in place, it is best to avoid the threats that could get in the […]

Why Downsize for Retirement?

Why Downsize for Retirement?

Enjoy the Retirement of Your Dreams by Thinking Small ( – Attitudes about home size evolve with age according to a 2017 Trulia survey on house size. While many millennials are wishing for more square footage, 36% of Baby Boomers are thinking about downsizing. The idea of a smaller home isn’t just about feeling cozier. […]

This Common Digital Scam Targets Seniors

The Most Common Digital Scam Affecting Seniors Today

Malware Trickery Aims to Take Advantage ( – Scamming seniors into downloading malware is much easier than scamming other age groups. According to researchers, individuals over 65 are 34 percent more likely to be scammed and lose money than people in their 40s. Seniors are often targeted because they are more financially stable, but also […]

Helpful Tax Deductions for Seniors

Which Type of Account Saves Pre-Tax Dollars?

The Standard Deduction Is Most Common, But What Else Should You Be Taking Advantage Of? Sometimes seniors miss out on viable tax deductions that might help save them money or increase the value of their annual return. The most common applied deduction is the standard deduction, which nearly doubled for 2019. This year, singles can […]

New Scam: Grandkids In Distress

What Phone Scam is Easiest to Fall For

Seniors make twice as many purchases over the phone as any other age group. That leaves them wide open and vulnerable to scams involving phone calls. Because everything is done over the phone and disposable numbers and phones are tossed when the scams are complete, the perpetrator is almost impossible to catch. And when it […]

Only One Type of Insurance Covers Your Car’s True Value…

Only One Type of Insurance Covers Your Car's True Value…

Smart Quiz: Only One Type of Insurance Covers Your Car’s True Value… A) GAP Insurance B) Liability C) Comprehensive D) Collision Answer: A) GAP Insurance Did you know a new car depreciates in value as soon as you drive it off the lot? The average car immediately loses about 10 percent of its purchase price, […]

The Pros and Cons of Claiming Social Security Early

( – When’s the best time to start receiving your Social Security? The full retirement age, depending on when you were born, is between 65 and  67 years old. However, Americans can retire as early as 62 and still receive benefits. Filing for your benefits early does come with some pros and cons. Here’s the […]

How Much Money Should I Keep in My Checking Account?

How Much Money Should I Keep in My Checking Account?

Smart Quiz: How Much Money Should I Keep in My Checking Account? a) Raises and Bonuses b) 4% of Monthly Pay c) Enough for Necessities d) Car Payment Amount Answer: C) Enough for Necessities Being financially healthy isn’t just about how much money you have, but where you have it. That means diversifying in more […]

How to Stay Motivated When Financial Setbacks Occur

How to Stay Focused When Financial Setbacks Occur

( – Financial setbacks are bound to occur from time to time. You never know when a medical issue will arise, leaving you out of work for days, weeks, or even months. Other unexpected expenses can come up too, from vehicle repairs to natural disasters. Stress and anxiety often cause these setbacks to spiral our […]

Senior Abuse is Rising in Epic Proportions

Senior Abuse is Rising in Epic Proportions

( – Concerned about being financially abused as a senior? You’re not alone. The fact is that financial senior abuse is on the rise and doesn’t show any signs of slowing down. Even the trend towards digital cash over cash-in-hand hasn’t stemmed the flow; in some ways, it’s actually caused it to become worse. Seniors […]

5 Best Ways To Protect Yourself From Identity Theft

How to Protect Yourself From Identity Theft

( – Identity theft is #9 in the active threats list. Protect yourself by putting a solid plan in place. People can easily steal your identity online, at the store, or anywhere personal information gets used. There are methods you can use to protect yourself from this type of theft so you do not become […]

7 Celebrities Who Had it All and Went Broke

7 Celebrities Who Had it All and are Broke

( – There’s an old adage that says the more money you have, the problems come your way. Rapper Notorious B.I.G. summed this up as “Mo Money, Mo Problems,” quipping the phrase when he himself was originally coming into money for the first time. Sadly, Notorious never got to enjoy his money; his life was […]

When Carrying Sufficient Life Insurance is Essential

Is It Really Necessary to Carry Sufficient Life Insurance

( – You’re young. You’re healthy. You have a family and a home. Life insurance is probably one of the last things on your mind, but it shouldn’t be. It should be at the forefront, and for good reason. Determining Your Need Do you have a spouse? Do you own your home, even if it’s […]

Small Spending Habits That Are Costing You Big Money

Small Spending Habits That are Costing You Big Money

( – It’s only a few dollars, you might tell yourself. It’s not a big deal to grab that cup of coffee every morning or that snack during your work day. While it may seem like only a few dollars at the time, add up all the times you’ve made the purchase and you’ll soon […]

How To Find High-End Used Clothes Online

The Internet Is the Gateway to Finding High-End Used Clothes For some, clothing is an art form and the latest fashions are all they can think about — whether they can afford them or not. The bottom line is that finding a cute, comfortable and functioning high-end wardrobe can get expensive. That’s why so many […]

What Trump’s New Trade Deal Means for the Average American

What Trump’s New Trade Deal Means for the Average American

( – On the same day the Senate began preparing for President Trump’s impeachment trial, they gave the American people a huge win and passed the US-Mexico-Canada Agreement (USMCA). The trade deal will finally replace the widely unpopular North American Free Trade Agreement (NAFTA). When Trump ran for office, replacing NAFTA was one of his […]

4 Tips For Penny Stock Investors

4 Tips For Penny Stock Investors

( – Contrary to the name, it’s very rare for a penny stock to actually cost a penny. The United States Securities and Exchange Commission (SEC) considers any stocks that cost under $5 per share to be penny stocks. Penny stock shares are typically shares of small companies, and they trade via the pink sheets […]

How Sanders and Warren Are Shafting American Workers

Sanders and Warren: Their Tax Plan Will Hurt Workers

( – Senator Bernie Sanders (D-VT) and Senator Elizabeth Warren (D-MA) have told the American people that they will give out a lot of free stuff if they’re elected. Free college and free healthcare are just two of their proposals. To pay for all of the free programs, they’ve both said they’ll place a wealth […]

Text Message Scams and How They Threaten Your Finances

Text Message Scams and How They Threaten Your Finances

( – Text messages are easy to send and receive, allowing people to communicate at their will instead of when the other person answers the phone. However, don’t think that just because you’re texting you no longer have to deal with telephone scams. Sure they may not call you at all hours of the day, […]

The Dark Truth of Warren’s Student Loan Plan

Warren's Student Loan Plan: Too Good to Be True

( – Senator Elizabeth Warren (D-MA) announced her plan to cancel student loan debt this week. Unfortunately, it looks like she’s going to punish America’s most successful citizens in the process. Warren’s plan will cancel up to $50,000 of student loan debt for people who make under $100,000 annually. For those who make over that […]

Don’t Buy Another New Car Until You Read This

Don’t Buy Another New Car Until You Read This

( – Considering a big-ticket purchase like a car? Halt in the name of sensible financial decisions! Before you move forward, you must understand how to shop for and/or finance a car in a way that makes sense for your budget. Car dealerships are notorious for milking people and bluffing about the actual condition of […]

Tokens Anyone?

( – Cryptocurrency. Bitcoin. Do you remember when that trend started and everyone thought it was just a passing phase? Something that was mainly used between gamers and really didn’t matter much if you weren’t part of that world? Cryptocurrencies are a complex sequence of mathematical formulas run on a computer, shared on a public […]

Earning Money Online Through Survey Sites

The Most Common Digital Scam Affecting Seniors Today

( – Finding ways to earn money online is a common goal for many people. You want a simple way to save up some cash without having to leave the house. Whether you work online full time, or you want to do it on occasion, you can earn money through survey sites. There are multiple […]

Why Americans Need a $2,000 Savings Fund

Why Americans Need a $2,000 Savings Fund

( – Financial emergencies are bound to arise, yet most Americans do not have the necessary savings to handle these situations. When a financial shock happens to a family, it can take them months or longer to recover. Some never fully recover at all, as they live paycheck to paycheck with no extra cash available […]

Top 3 Store Savings Apps

Top 3 Store Savings Apps

( – Are you squeezing every penny you can out of your food budget? Even if you’re couponing and hunting for deals, you might be missing out on the very best ones right under your nose. Your smartphone – whether it’s an iPhone, Android, or something else entirely – gives you instant access to a […]

4 Assets You Didn’t Know You Had

4 Assets You Didn’t Know You Had

( – You’re richer than you think! If you’re glancing down at your wallet right now scoffing at what you just read, you’re not alone. All too often we consider money – either in cash form or digital form – to be the only true “asset” we have; that’s simply not true. Hidden in the […]

Iran Conflict Has Impact on Stock Market

Iran Conflict Has Impact on Stock Market

( – There was good news out of Wall Street this week, despite the tensions with Iran. According to MarketWatch, on Thursday, US stocks hit record highs. President Donald Trump was able to calm the markets by announcing on Wednesday he was not going to retaliate against Iran militarily. There had been some concern that […]

Why Tax Season Makes You a Target

Why Tax Season Makes You a Target

( – Tax season comes and goes each year with thousands of people having their identities stolen or their refund checks taken from them. It is one of the most popular times of the year for people to become targets. There are many reasons for this targeting, including the large lump sums of money people […]


Who's Making Real Money Online?

Who’s Making Real Money Online?

All Kinds of People Are Making Money Online — Why Not You? Working online from home is a concept that appeals to a lot of...

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