Habits That Threaten Your Financial Security

Spending Habits that Threaten Your Financial Security

(FinancialHealth.net) – We’ve all done it; you hit up the mall and suddenly your trip for toilet paper turns into a $100 shopping spree. It’s all too easy to get caught up in bad spending habits. We want the latest smartphone, the best toys, the newest car, and even the best food, but all of […]

Flushing the Truth out About Standard Homeowners Insurance

Water Damage Is Covered by a Standard Homeowners Insurance Policy When

(FinancialHealth.net) – A commonly misunderstood aspect of many homeowner policies is coverage from water damage or flooding. While most standard policies offer limited coverage for water damage, none cover flooding. Here’s what you need to know: Water damage is only covered when it can be defined as “sudden and accidental.” A homeowner policy may cover […]

Biggest Lessons I’ve Learned About Probate

Which of These Items is Not Generally Included in Probate?

(FinancialHealth.net) – There are two certainties in life: death and taxes; and in most cases, one leads to another by way of probate and estate taxes. One method for ensuring your loved ones are taken care of financially, regardless of probate, is purchasing a life insurance policy. Planning for Probate Doing what you can to […]

4 Assets You Didn’t Know You Had

4 Assets You Didn’t Know You Had

(FinancialHealth.net) – You’re richer than you think! If you’re glancing down at your wallet right now scoffing at what you just read, you’re not alone. All too often we consider money – either in cash form or digital form – to be the only true “asset” we have; that’s simply not true. Hidden in the […]

7 Ways to Lower Your Cable Bill

7 Ways to Lower Your Cable Bill

(FinancialHealth.net) – Cable used to be fairly priced. While never truly cheap, it was something most American households could budget for and enjoy without too much effort. These days, it’s a heck of a lot different. Thanks to crackdowns on the industry and an ever-expanding list of competitors offering access to online streaming services, prices […]

Do You Withhold Enough Taxes?

(FinancialHealth.net) – If you’re one that struggles to understand withholding taxes or how they impact your paycheck and your end-of-year filing, rest assured you’re not alone. Taxes are one of just two certainties in life and the subject can be confusing for many people. Like most laws, those involving taxes are subject to change, sometimes […]

Do People Constantly Ask For Money?

Do People Constantly Ask For Money?

(FinancialHealth.net) – Your friend is laid off from a job they expected to work for the rest of their lives. Your adult child needs urgent dental work they can’t afford. A neighbor’s dog is struck by a vehicle and needs urgent surgery. Your niece needs $10,000 to buy her first home. No matter who is […]

7 Celebrities Who Went From Bank to Broke

7 Celebrities Who Had it All and are Broke

(FinancialHealth.net) – There’s an old adage that says the more money you have, the problems come your way. Rapper Notorious B.I.G. summed this up as “Mo Money, Mo Problems,” quipping the phrase when he himself was originally coming into money for the first time. Sadly, Notorious never got to enjoy his money; his life was […]

Affordable Fashion Frenzy at Your Fingertips

(FinancialHealth.net)- For some, clothing is an art form and the latest fashions are all they can think about — whether they can afford them or not. The bottom line is that finding a cute, comfortable and functioning high-end wardrobe can get expensive. That’s why so many people turn to pre-worn clothing to get their fix […]

Meal Planning Benefits

Why Everyone Should Be Meal Planning

(FinancialHealth.net) – Sticker shock in the checkout line is a common experience. No matter how conservative a shopper might be, the final total can easily add up to more than they want to spend. One solution? Meal planning. Many people do it and it isn’t just about saving money, though that’s certainly one added perk. […]

Determine the Real Value of Your Time

(FinancialHealth.net) – If “time is money,” how do you determine what your time worth? Knowing the answer to that question will give you the tools you need to make a more educated decision about how you spend your time and what you’re willing to trade for it. For example, once you know what your time […]

Save Pre-Tax Dollars With This Account

Which Type of Account Saves Pre-Tax Dollars?

(FinancialHealth.net) – Maybe you just breathed a sigh of relief because all the bills are paid and you have a bit of extra cash, but that sudden intake of air sparked a sharp pain from an impacted wisdom tooth. Or maybe you’re on a first name basis at the ER because one of your kids […]

Budgeting: Why It Still Matters

Why Budget?

(FinancialHealth.net) – We talk about budgeting quite frequently, but what exactly is a budget? A budget is a tool that allows us to easily assess our income versus our expenditures. The result is a clear tool we can use to better understand our overall finances and set clear money management goals. Our bills are paid […]

Life Insurance: Unexpected Cost and Eligibility Factors

Which of These Can Affect Your Cost and Eligibility for Life Insurance?

(FinancialHealth.net) – Do you have life insurance? Is it enough? Nearly 60% of people in the U.S. have some type of life insurance, but 20% of those admit they don’t have enough to cover the anticipated expenses after they pass away. So what’s stopping people from buying a policy — or raising their coverage amount? […]

3 Clues You Need to Change Your Withholdings

3 Clues You Need to Change Your Withholdings

(FinancialHealth.net) – Tis the season! Whether you’re waiting on a refund, breaking even or scraping together funds to cover owed taxes, preparing for next tax season may be on your mind. The money employers take out of checks each pay period is simply a best guess at what an employee is responsible to pay the […]

Insulation: Year Round Money Saver

Which-Type-of-Home-Insulation-Saves-You-Money-Year-Round

(FinancialHealth.net) – One of the cornerstones of a healthy financial lifestyle is saving money on home expenses. Ensuring your home is energy efficient throughout the entire year is a great way to save money on your utility bills. Let’s take a look at the different insulation types you can use in your home. How Insulation […]

403(b) vs 401(k) Retirement Accounts: Which is Better?

403(b) versus 401(k) Retirement Accounts: Which is Better?

(FinancialHealth.net) – 401(k) and 403(b) accounts are both retirement savings options offered by employers. Since both types are tax-deferred, a set amount of money can be contributed to these accounts and excluded from taxable income. Although 401(k) and 403(b) retirement accounts have a lot in common, there are a few characteristics that set them apart […]

This is the Most Flexible Retirement Account

This is the Most Flexible Retirement Account

(FinancialHealth.net) – When it comes to saving for retirement, 401(k) accounts are among the most popular options available. These plans offer employees the opportunity to put a portion of their earnings aside, tax-free, to invest in a variety of mutual funds until they reach retirement age. These retirement accounts are also known for their flexibility. […]

Exactly How Much Social Security Can You Count On

Exactly How Much Social Security Can You Count On

(FinancialHealth.net) When it comes to retirement, one thing on most people’s minds is how much Social Security they’ll get when they finally get to stop working. The main factor in determining this value is the overall wages earned in a lifetime, starting back from when wages were first taken from your paycheck. Here are a […]

How to Hack Proof Your Passwords

How to Hack-Proof Your Passwords

(FinancialHealth.net) – If the last 24 months brought nothing else, it offered the stark realization that Americans are quite vulnerable when it comes to their digital security. People who are careless with their digital security are far more likely to be victims of identity theft, fraud, and financial losses. The most important step to protecting […]

Increase Net Worth With This Choice

Which-Choice-Is-Most-Likely-to-Determine-a-Persons-Net-Worth-at-the-Prime-of-Their-Life

(FinancialHealth.net) – Knowing how much you are “worth” is one way to measure your wealth. The college you go to won’t mean anything if you don’t pay off your debts or get a decent job. Simply put, your spending habits compared with your income is the end-all-be-all when it comes to determining how rich you […]

Saving for the Future: Acorns?

A New Type of Savings Account Changes Everything

(FinancialHealth.net) – Even with the best intentions, the day-to-day expenses of mortgage payments, groceries and healthcare can make saving for emergencies or retirement feel nearly impossible. Acorns is a new type of savings account app that could change everything. The idea behind this app and others like it is that their automatic round-up feature can […]

Lower Car Insurance With These 4 Tips

(FinancialHealth.net) – Automobile insurance is a must-have when it comes to responsible car ownership. In most cases, it covers you in the event of an accident, whether you’re to blame or not. However, there’s a good chance that you’re not paying the lowest premium that you could be. Many people don’t take advantage of discounts […]

Retirement: How Many Years of Annual Income Should Be Saved?

You Should Save at Least ___ Times Your Highest Annual Income for Retirement

Smart Quiz: Retirement: How Many Years of Annual Income Should Be Saved? 20 5 15 10 Answer: 10 (FinancialHealth.net) – Are you on track to live a comfortable life after you retire? Financial experts recommend having at least 10 years of income, based on your annual earnings, saved for retirement. What would you need to […]

Why Set Up a Trust Before Retirement

Why Set Up a Trust Before Retirement

(FinancialHealth.net) – When is a good time to set up a trust? After retirement might seem like the obvious answer, but there are plenty of reasons to set one up earlier than that. Trusts aren’t just about the distribution of assets at the time of the grantor’s, or owner’s, death. The truth is, a trust […]

Medicaid Can Go Back _ Years to Seize Assets to Pay for Long Term Care

How Far Back Can Medicaid Go to Seize Assets to Pay for Long Term Care?

Smart Quiz: Medicaid Can Go Back _ Years to Seize Assets to Pay for Long Term Care a. 7 years b. 2 years c. 5 years d. 1 year Answer: 5 years (FinancialHealth.net) – Advances in medicine means people are living longer, but it’s also leading to the need for long term care. Even the […]

4 Changes That Can Save Money

Think Outside the Box to Spend Less (FinancialHealth.net) – Sometimes what everyone else is doing simply isn’t good enough. For those with serious financial goals to accomplish, saving more money might require thinking outside the box. These are financial tips for those who are already switching to LED, clipping coupons, carpooling to work and making […]

What You Can Give Away Without Triggering the Gift Tax

Up to $15,000 Per Person Per Calendar Year (2019-2020) Is Safe From the Gift Tax Many people choose to gift assets to members of their family (or even friends and partners) over the course of their lifetime. Usually, this is part of their financial planning efforts. While it can be a great way to distribute […]

5 Often Overlooked Tax Exemptions

Which Type of Account Saves Pre-Tax Dollars?

When It Comes to Tax Time, Every Little Bit Helps! When it comes to tax time, everyone wants to get the most out of their return by minimizing what they owe. Most people get some type of refund, depending on their financial circumstances. Claiming all possible deductions ensures the taxpayer’s money is actually working for […]

Beware This Major Telephone Scam

The Only Time It’s OK To Give Out Personal Financial Information Over The Phone Is When…

(FinancialHealth.net) –  Calls from sophisticated scam artists often appear to come from a legitimate bank on Caller ID. The caller might even seem to have access to private financial data, such as banking account numbers, home addresses, employment status, maiden names, or the individual’s date of birth. But that doesn’t mean you should trust them. […]

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Who's Making Real Money Online?

Who’s Making Real Money Online?

All Kinds of People Are Making Money Online — Why Not You? Working online from home is a concept that appeals to a lot of...

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